SOLUTIONS - SERVICE - SUCCESS

I provide small to medium-sized businesses with the hands-on experience that is necessary to establish and maintain a successful retirement plan.  I specialize in 401(k) Profit Sharing plans that utilize Cross-Testing, the Safe Harbor approach, Prevailing Wage provisions, etc. and other types of retirement plans such as Profit Sharing plans, Money Purchase Pension plans, Defined Benefit Pension plans, Cash Balance plans, and ESOP’s, of all shapes and sizes.  I am committed to providing personalized solutions and services to my clients in a timely, accurate, and cost-effective manner.  My value to service aligns.  My services and talent are unique in that I am experienced, reliable, dedicated, committed and accessible.  Services include:

 

• Plan design and implementation – custom tailored plan design to meet the needs of the owners, the employees and the business itself.  Together we will implement the plan with your dynamic team of service providers (CPA, financial advisor, recordkeeper, bookkeeper, payroll provider, etc.) to achieve operational efficiency.

 

• Compliance – perform thorough and accurate non-discrimination testing, provide meaningful contribution options to fit your needs and goals, and identify changes that might impact the plan in future years.  I use the most powerful software on the market along with my proven experience to ensure the greatest efficiency on your behalf.

 

• Administration, recordkeeping, and government reporting – attention to detail is critical.  Timeliness is essential.  Proven experience is a must.  I will provide you with a final product that is more than just facts and figures; it’s a tool you can use to proactively manage an important part of your benefit strategy.

 

• Plan Takeovers – I understand that not all service providers are created equal.  You may be struggling with your current TPA in many areas, such as excessive fees, the accuracy of their work, the absence of qualifications and hands-on experience by the individual(s) administering your plan, turnaround and response times, accessibility, offshore outsourcing, etc.  I am here to help you through these administrative challenges.  My process goes above and beyond industry standards to make things easier on you.

 

• Consulting – things happen: business transactions, IRS audits, DOL investigations, unintentional administrative plan errors and oversights, you name it.  I’ll be right here to help navigate through these complexities should they arise and provide you with solutions.

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I understand that setting up and administering a retirement plan is a complex process, and I am right here to help you through each step no matter what stage you’re in.  As a small independent business owner, I understand your needs.  I am here to lift the burden of retirement plan administration so you can focus on running your business.

 

I proudly serve clients located along the Central Coast (including San Luis Obispo and Santa Barbara counties) as well as all points north, south, east and west.